{"outline":[],"section":[{"heading":"Reason 1: Affordability – or Lack Thereof:","content":["Okay, let’s address the elephant in the room first: affordability. We all know how expensive real estate in Mumbai can be, especially in places like Mira Road. Two words: heart attack! You’ve got to be on the upper ladder of the income bracket to even consider a down payment, let alone the EMI dance. It’s like buying a supercar on a bicycle budget. So, unless you’ve got a unique payment like Apne Dam Par. Or a money tree you haven’t told us about, hold off on that 1 BHK dream home for now."]},{"heading":"Reason 2: The EMI Burden:","content":["You know what’s scarier than a haunted house? An EMI that haunts you every month! When you buy a house, you commit to a long-term financial responsibility. Your EMI can feel like a bottomless pit because of the loan principal, interest rates, and fees. If you don’t want to wake up scared on the 1st of each month, reconsider getting this mortgage."]},{"heading":"Reason 3: Uncertain Job Market:","content":["Remember the good ol’ days when job security was a thing? Yeah, those days are as extinct as the dodo. The current job market is like a rollercoaster, and job security is rarer than a unicorn sighting. Purchasing a house during uncertain times may feel risky. So, if you’re worried about job stability, renting and “ADP” are the safer bets—it’s like dating but for housing."]},{"heading":"Reason 4: Hidden Costs Galore:","content":["You thought buying a house was like a one-time payment deal, right? Wrong! Owning a house comes with more hidden costs than an online shopping addiction. Owning property can be costly with taxes, maintenance, repairs, and unexpected expenses. Before you agree to it, ask yourself if you’re prepared for this financial situation. If not, keep renting or Use “Apne Dam Par”—it’s like a budget vacation with no surprises!"]},{"heading":"Reason 5: Opportunity Cost:","content":["Now, let’s talk about opportunity costs. Investing in a house ties up your money in one asset. In other words, it’s stuck in the real estate sandbox, missing out on the fun at the financial playground. Instead of watching your money grow in a “Growth Partner” or stocks, You might find it waiting for property values to appreciate. If you like watching your investments grow, you should look into “Growth Partner” and REITs."]}]}